Emily Galer

When we hear the word legacy, many of us think of money left to people and institutions that have come to mean the most to us over the course of our lives. But your legacy is much more than that. It includes your memories, values, wisdom, family history, and more that do not necessarily have monetary value. How can you pass those on to future generations? You could begin by writing down, or making a recording of yourself sharing, stories about your parents, grandparents, and other...

Health savings accounts are tax-advantaged medical savings accounts available to people enrolled in high-deductible health plans (plans with deductibles of at least $1,700 for individuals and $3,400 for families). To qualify for a health savings account, your plan also needs to meet an out-of-pocket maximum below specified thresholds. In 2026, the out-of-pocket maximum for an HSA-qualified health plan must be less than $8,500 for individual coverage or $17,000 for family coverage. Money...

Choosing the right people to help with your estate plan is a critical part of ensuring that your wishes are carried out smoothly and efficiently.