Many people believe that estate planning is only for elders. The truth is that younger folks, including millennials, can benefit from having an estate plan of their own.   Millennials are generally defined as individuals born between 1981 and 1996—that is, people between the ages of 29 and 45. This is the age at which many people start families of their own. If you have a child, you should at the very least have a last will and testament. It allows you to name a guardian for