Health savings accounts are tax-advantaged medical savings accounts available to people enrolled in high-deductible health plans (plans with deductibles of at least $1,700 for individuals and $3,400 for families). To qualify for a health savings account, your plan also needs to meet an out-of-pocket maximum below specified thresholds. In 2026, the out-of-pocket maximum for an HSA-qualified health plan must be less than $8,500 for individual coverage or $17,000 for family cove

When planning your estate, it’s natural to wonder what should go into your trust and what might be better left out. Cars, trucks, motorcycles, and even recreational vehicles raise unique considerations when it comes to trusts. Here’s a breakdown to help you navigate the decision. Placing your car in a trust can simplify the transfer of ownership upon your death. Vehicles titled in your name may need to go through probate—a time-consuming and potentially costly process. A trus